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Oakland Car Title Loans bought me a healthier outlook

When you lose your job there’s a lot to worry about.  Dying from cancer shouldn’t be part of that, but it’s really my story.

My mother passed away at age 54 from colon cancer. So ever since I was 40, I had regular colonoscopies, about once every three or four years.  I’m 52 now and had my last one in 2004, when they found four polyps.  At the time I had a job with great medical insurance that covered the cost. Money was just not a part of the equation (worrying about a diagnosis was, of course). 

But I lost that job in 2007.  My husband is self employed, so we considered COBRA, but it would cost us $1400 per month with three kids.  That’s more than our mortgage, and because of some other emergencies, we had bad credit.  A colonoscopy paid for out of pocket can run about $3000.  It was just not realistic.

But I was constantly thinking about how I lost my mother, and what that would do to my kids.  They’re doing great, in high school and our oldest daughter is at Holy Redeemer College now, just terrific young people at the best time of their lives.  The stress, I tried to carry it quietly — checking for symptoms, noticing any stomach aches, always looking at my stools (they tell you to do this) – but it was taking a toll. The $3000 just wasn’t available.

I just had to do something. Late one night I went online looking for fast cash – and found Oakland Car Title Loans.  I made my last payment on our Malibu just before I lost my job.  It’s book value was $4000.  I needed just $3000 in fast cash to get the test. 

Unlike the old storefront title loans businesses, all you had to do was an online application.  It took 20 minutes and I was approved in less than an hour.  The money landed in my bank account the next day, so I called my doctor.  She helped cut the cost a little when I explained my situation.  

I had three polyps and they said they were not likely pre-cancerous.  I broke down into tears when they said that.   With this behind me, I’m feeling more confident about job hunting again.  A auto title loan in these circumstances is a responsible decision.

- Caroline D.

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