I have only a few friends here in Oakland because I am new here. I have chosen this apartment in Oakland after scouting the different cities and towns of Alameda, San Ramon, Moraga, Berkeley, El Cerrito, Danville, Lafayette, and Richmond. I work as an accountant in a real estate company in San Francisco. It is my first job and I only had a little left of the money that my parents gave me when I decided to live my life independently. Thus, I had to borrow some money for my daily needs until payday arrived.

I must confess that I felt lost at first because I had only a few acquaintances here in Oakland. I did not want to ask for help from my parents so I revealed my problem to my two new friends at the office. One of them told me that I could apply for a Oakland car title loan. I told him I still had no credit record but he assured me that the title loan company would not be interested in my credit. He explained that the auto title loan amount would be based on the value of my car and that my car title would serve as the collateral.

I estimated that I would be able to easily repay the title loan on payday so I immediately submitted my application at the website of Oakland Car Title Loans. The same day, I got my money from the title loan store after giving them my car title and several other documents. On payday I had repaid the auto title loan.

Oakland, California 94601

Even though I had finally found a job here in Oakland after searching for work in various places, including Emeryville, Piedmont, Berkeley, Albany, Orinda, Alameda, San Leandro, and San Lorenzo, my problems were not yet over. The money that my parents gave me to help me begin my new life as an independent person was almost gone and it was still a long way till payday. I had spent most of the funds for my job applications and daily expenses.

As luck would have it, one of my officemates noted right away that I seemed to be carrying a big burden. With that, the dam broke lose. With tears in my eyes, I explained to her my predicament. To my disappointment I found her smiling after my narrative. She observed the sad look on my face and hastily pointed out that she was smiling because she had the same experience when she began working in the company. Then she reminded me that there is always a solution to a problem. She advised me to consider the possibility of getting an Oakland car title loan.

I conducted my research on car title loans and weighed their pros and cons. Finally, I decided that I only had to make sure that I would be able to repay the auto title loan on the date that it is due and everything would work out fine. I then submitted my application and the same day, I got the money. I still could not believe that it was that easy but there it was. My problem was solved. As of now, I have already completed the repayment of the debt and my finances have stabilized for the moment.

Marie B.
Oakland, California 94601

I used to be a foreign language student who spent the bulk of my college life in countries abroad. I was mostly stationed in Southeast Asia, and although many of the people who I encountered there were a bit Westernized, I still had to do my part and absorb as much of the culture as I could. That helped me grasp the nuances of their respective languages better.

As soon as I came home to Oakland, I wanted to start selling flowers in my own shop. But my journey to Japan got a hold of me with their simple aesthetics, intense philosophies, and overall pragmatic way of life. I decided to theme my arrangements to follow the concepts of Ikebana, the Japanese art of flower arrangement. I had saved up some money, and would be able to handle buying merchandise for at least two months. However, I did not anticipate the cost of hiring web designers and developers from Stockton, Tracy, Modesto, Turlock, Gilroy, Martinez, Brentwood, and Manteca to create my own site.

It was going to be the face of my company, so I decided to get the best people I could find. The cost was unexpected, so I decided to turn to Oakland Car Title Loans for some financial aid. The service was quick, and I had my extra money that same day. The payment schemes and low interest rates were unmatched by other companies, so after the shop operated for three months, I was able to pay back the auto title loan in full. Thanks guys.

Rhona M.
Oakland, California 94601

I come from a well-off family, but when my father died everything changed. I needed to get a job and continue with my studies at the same time. My brother did that too. My mother also looked for a job but it was very difficult for her.

I learned much at the school I’d been to, while I had my job in an auto supply store near our house. My friend Lucas and I always have to close out the cash register at the end of the day, so we try to get rid of loose change as much as possible. Some people give me evil looks when I hand them a lot of coins, but money is money.

My main point is that many people take what they have for granted. I had to have $200 in my hands immediately to pay a certain bill, and didn’t know where to look for the money. I went on the computer, searched the Internet, and found Oakland Title Loans. Some people from the company looked at my car and said that I’d get more than a few hundred for it. I also inquired in Rheem Valley, Canyon, Piedmont, Alamo, Danville, San Leandro, Castro Valley, and Moraga Title Loans. I filled out their application and they approved my auto title loan immediately. It was great because I got the money the same day and used it for the emergency I was in. Having a car is a really good investment. You use it every day and it can even be collateral for an Oakland car title loan. I thank my father for this.

Jenna L.

Oakland, California 94601

When you lose your job there’s a lot to worry about.  Dying from cancer shouldn’t be part of that, but it’s really my story.

My mother passed away at age 54 from colon cancer. So ever since I was 40, I had regular colonoscopies, about once every three or four years.  I’m 52 now and had my last one in 2004, when they found four polyps.  At the time I had a job with great medical insurance that covered the cost. Money was just not a part of the equation (worrying about a diagnosis was, of course). 

But I lost that job in 2007.  My husband is self employed, so we considered COBRA, but it would cost us $1400 per month with three kids.  That’s more than our mortgage, and because of some other emergencies, we had bad credit.  A colonoscopy paid for out of pocket can run about $3000.  It was just not realistic.

But I was constantly thinking about how I lost my mother, and what that would do to my kids.  They’re doing great, in high school and our oldest daughter is at Holy Redeemer College now, just terrific young people at the best time of their lives.  The stress, I tried to carry it quietly — checking for symptoms, noticing any stomach aches, always looking at my stools (they tell you to do this) – but it was taking a toll. The $3000 just wasn’t available.

I just had to do something. Late one night I went online looking for fast cash – and found Oakland Car Title Loans.  I made my last payment on our Malibu just before I lost my job.  It’s book value was $4000.  I needed just $3000 in fast cash to get the test. 

Unlike the old storefront title loans businesses, all you had to do was an online application.  It took 20 minutes and I was approved in less than an hour.  The money landed in my bank account the next day, so I called my doctor.  She helped cut the cost a little when I explained my situation.  

I had three polyps and they said they were not likely pre-cancerous.  I broke down into tears when they said that.   With this behind me, I’m feeling more confident about job hunting again.  A auto title loan in these circumstances is a responsible decision.

- Caroline D.