Conceivably it is safe to say that most people have experienced an occasion in their lives when they did not have sufficient resources to pay for something which is unforeseen. For example, there are times when a family member has to be rushed to the hospital, when you are suddenly given the chance to invest in a business or property, or when you forgot to budget for a particular bill. While regular loans, like those offered by banks, are the usual sources of funds, they take quite a while to process and the funds might be too late to meet the deadline. This is among the reasons why the car title loans in Oakland have been developed since the funds could be in the possession of of the borrower in a day. A significant facilitator is the fact that a appraisal of creditworthiness is not necessary. Generally, a person only has to bother with some identification and the automobile title. The lender might be able to issue the money after determining the market value of the vehicle.

My eight-year-old son Thomas got totally obsessed with a toy advertised on the Internet. It was quite expensive and I knew I didn’t have the extra cash to buy him the toy. When I told him it was too pricey, he cried in front of me until I finally said yes. It bothered me though, because I actually did not have enough cash for the purchase. I told his mom about it and she told me to get a title loan if I was really going to purchase the expensive toy. I had no choice. It was partly my fault because I never bought him a good number of toys to play with.

I did a local Google search to find title loans in Oakland. There were a lot. I settled with Oakland Title Loans because they had the lowest interest rates in all of California. The company was quick to respond to my application.  It only took them 5 seconds. It was breathtaking - I had never experienced this before. I conclude that this has got to be the fastest approval time when it comes to loans of any kind. I was happy that I was handed the money the same day.

I compared other title loans offered in the areas of Alameda, San Leandro, Emeryville, Crestmont, Tuxedo, Diamond, Merrit, Oakmore, and Arroyo Viejo; but nothing came close to Oakland Title Loans. Thanks to them my son was psyched to receive the toy he had been yearning for.

Jonathan K.
Oakland, CA

If you are in a motor cycle gang — then Oakland is where it is at.  That is where all the bad ass motor cycle riders hang out.  I am not just talking Hell’s Angels.  I am talking the one-percenters! They are mean crew to roll with.  SO I want to buy a motor cycle.  Since I lost my job as a real estate appraiser, I’ve decided that working my ass for the “man” has done nothing for me.  Heck, I’ve lost half the money I ever made in the stock market.  Then my wife got ticked off and lost half of the remainder in the divorce!  Now I literally worked my whole life for close to minimum wage.  After calculating it all out.  With that being said, I want to use my vehicle as collateral and by a motor cycle and tear up the country side one soul at a time.  It is going to be fun.  I am going to start in El Cerrito and work my way south then go over to Sacramento.  Maybe I’ll find a crew of guys that are just as disgruntled as me.  We will be barbarians and get tattoos and people will finally respect us!

Since this idea, I have been strapped for cash, but my friend says I can get a car title loans in Oakland and applications take two minutes to fill out.  No personal info is needed and why spend all day in a bank when you can go get an car title loan and have money right away.  Thanks to car title loans in Sacramento (also called auto title loans) - I now have more room to breathe!  Hey its better than borrowing from friends or family.
Bobby M.

By the way Oakland is near Almeda, San Leandro, Castro Valley, Danville, and San Ramon.

Oakland Police Department can sure be tough on people sometimes.  I was driving my girlfriend to work one day and got pulled over.  Apparently, there are some intersections where it is illegal to take a right on red.  Well, as I said, I got pulled over and after the cop took my Drivers license, insurance and registration she came back and said my drivers license was suspended.  Apparently, I got a seat belt ticket in New York City and they put a suspension out on my license.  So the police officer took me out of the car and searched me and after finding nothing put me in the back of the police car.  Meanwhile, my girlfriend was in complete shock and thank god she had drivers license because my car would have gotten towed otherwise!  Well now I’m up to my head in fines.  All because of that stupid police ticket.  I have to come up with money to pay off the seat belt ticket as well as money for a new license and probably money for court costs because I have to show up in court.  I need a fast cash solution.

My friend, who lives in Alameda, CA,  told me there are car title loans available in Oakland now. They sure do help me out. He mentioned they are also called auto title loans, and I should refer other people to car title loans in Oakland!  On a separate note, car title loans in Oakland will also accept truck titles! This is great for me since I am always on the go and it’s a hassle driving all over.  I can say that car title loans in Oakland saved me from a pinch!

David H.

By the way Oakland is near Almeda, San Leandro, Castro Valley, Danville, and San Ramon.

My wife and I always throw Thanksgiving parties at our place out here in Oakland. I have a lot of kids, who have kids, who like to eat. One of my daughters, Sarah, told me she and her family couldn’t afford to fly in for Thanksgiving. That almost broke my heart, and I told her not to worry about it. That I would take care of all the expenses, and even pay to put them up in a hotel for the entire weekend just so we could spend some time together. You know, I rarely see my youngest daughter anymore, and I’m getting old, I need these times with her.

I didn’t really know where I was going to come up with all that money, so I looked around on the Internet - which took me awhile, because I’m not too computer friendly. But I stumbled across the website for Oakland Car Title Loans, and I wasn’t sure if it was such a good idea. Most of these places are scams, and you end up paying more in Internet than you get for the loan. It’s just stupid.

Not here, though. It said they only have a 5.9% interest rate - and I tell you, I almost had a heart attack when I saw that! That’s like, paying NOTHING for the loan! I filled out the online application, and they had a live representative walk me through the entire process. Thank God for that person, that lovely lady made it so easy for me to do. I already have the money I need for Thanksgiving now, thank God. If I would have got a loan anywhere else, I would have paid hundreds more, and I mean that! I saved probably six or seven hundred dollars in interest going through Oakland Car Title Loans!

Walter S.

Oakland, CA

We lost our house in foreclosure this year.  After some health problems that put me out of a job, there were no other options.  I sold our clothes, furniture, Christmas decorations and even toys in a garage sale in August.  There wouldn’t be room in our new apartment, and we needed the money just for moving expenses.  My kids handled it better than I did, I think. 

I’m determined to make this a good Christmas that starts off a better year.  With just a two or three hundred dollars, I could get a tree, a few gifts and maybe take them on a drive to visit family in Sacramento. But of course I have bad credit, so credit cards aren’t my answer anymore. Last week I saw a car title loan store on Jackson Street and thought about our Dodge van, paid for in full two years ago.  I didn’t go in, but decided to go online and search for “loan for my car title.” Oakland Car Title Loans is done entirely through their online application – it  takes 15 minutes to complete, no standing in line anywhere.  

Within 24 hours, the money was in my bank account.  That ended up being the fast cash I needed to buy decorations in a thrift shop for 10 percent of what you’d pay for them at WalMart or Target.

Money in hand can help you shop better.  Car title loan companies are a good option when there are no others.

-Samantha G.

Times couldn’t have been worse for me lately. I have 4 kids and had a wife for about 15 years. That is until she just up and left me the other week for no reason at all. Now I have to take care of my kids. My oldest son, Tom, has been doing his best to take on house chores and the other kids feel really bad and feel responsible for their mom deserting them. It isn’t their fault at all, but I don’t mind them being well-behaved during this difficult time. Ultimately, its my wifes decision and fault for doing what she did. Unfortunately, she was working and taking care of the family as well. Things weren’t easy for us. I think she may be back, but just needed to stretch her legs and get away from the kids.

Although, now we are short on bills and I am the only one in the house that makes money. The house mortgage is coming up now and I wasn’t sure how I was going to come up with the money. That was until a friend told me about car title loans in Oakland, CA. He said they are a quick reliable loan program that gives you a loan for your car title. The application is online and takes minutes to fill out. You don’t even need good credit to get a car title loan. My credit is solid, but I like that there is no hassles when I need fast cash.

Jeff S.

We’ve had a hard go at it this year because of my wife losing her job.  With half the income, we got behind in bills, the rent, everything.  

But just a month ago, she found a new job in Sunnyvale.  Now this is a trip from Santa Clara, where we live, and she is more used to taking the bus or getting a ride from me on my way to work.  The job is important – she looked for four months and this is the best she could find.

The trouble is, she needs to drive to her new company.  I need my Chevy Silverado for my own work, so that means buying a new car for her.  With our financial situation, a no credit check loan is all we could afford.

So I went on the internet and searched for things like “easy loans” and “no money down loans” and just “fast cash.”  Up popped Oakland Car Title Loans.  Turns out my 2005 car is good for a $3000 loan, just enough for the down payment on a 2002 Mercury Grand Marquis.  

The loan application was all online, took all of 20 minutes to do, and we got our money in one day — just enough time to grab that car and get my wife to her new job three days later.  Car title loans are the way to go when you need to buy something fast and don’t have a lot of spare cash.

For the record, I am looking good despite everything.  I lost my job, my boyfriend, my credit rating, all spare cash and my car is sounding funny too, lately.  But Missy M. never misses a workout or a hot oil scalp treatment.

The car, an earlier model Saab, gets me around town OK, including to job interviews all over the East Bay. But I recently needed to make a long trip and it would never make it if I took that car.

The trip was to Seattle to help my bestest friend in time of need.  Her husband left her for some tramp and she was basically having an emotional meltdown.  Girls help each other in these circumstances.  But with no cash, how would I get there? 

Where were we before the Internet?  I searched for Fast Cash and Airfares, and found Oakland Car Title Loans and Travelocity.  I figured find out if there’s any cash available first before trying to book a flight. The car title loans people said my Saab was good for a $1500 loan.  OK.  Travelocity’s flights r.t. to/from Seattle were about $470.  I had my plan.

Just so you know, this is nothing like those stores you see on Jackson Street.  There’s no conversations with a clerk through a bulletproof glass window.  You’re just talking to some tron through your computer screen glass.   The online application was very simple, and my approval came through in ten minutes.  My checking account received the funds the next morning. By that weekend, I was in Seattle with my girlfriend, taking her shopping to spend her husband’s money, the whole retail therapy thing, and being a good shoulder to cry on.

Car title loans with no credit checks are a girl’s best friend.  

- Madeleine N.

When you lose your job there’s a lot to worry about.  Dying from cancer shouldn’t be part of that, but it’s really my story.

My mother passed away at age 54 from colon cancer. So ever since I was 40, I had regular colonoscopies, about once every three or four years.  I’m 52 now and had my last one in 2004, when they found four polyps.  At the time I had a job with great medical insurance that covered the cost. Money was just not a part of the equation (worrying about a diagnosis was, of course). 

But I lost that job in 2007.  My husband is self employed, so we considered COBRA, but it would cost us $1400 per month with three kids.  That’s more than our mortgage, and because of some other emergencies, we had bad credit.  A colonoscopy paid for out of pocket can run about $3000.  It was just not realistic.

But I was constantly thinking about how I lost my mother, and what that would do to my kids.  They’re doing great, in high school and our oldest daughter is at Holy Redeemer College now, just terrific young people at the best time of their lives.  The stress, I tried to carry it quietly — checking for symptoms, noticing any stomach aches, always looking at my stools (they tell you to do this) – but it was taking a toll. The $3000 just wasn’t available.

I just had to do something. Late one night I went online looking for fast cash – and found Oakland Car Title Loans.  I made my last payment on our Malibu just before I lost my job.  It’s book value was $4000.  I needed just $3000 in fast cash to get the test. 

Unlike the old storefront title loans businesses, all you had to do was an online application.  It took 20 minutes and I was approved in less than an hour.  The money landed in my bank account the next day, so I called my doctor.  She helped cut the cost a little when I explained my situation.  

I had three polyps and they said they were not likely pre-cancerous.  I broke down into tears when they said that.   With this behind me, I’m feeling more confident about job hunting again.  A auto title loan in these circumstances is a responsible decision.

- Caroline D.