Conceivably it is safe to say that most people have experienced an occasion in their lives when they did not have sufficient resources to pay for something which is unforeseen. For example, there are times when a family member has to be rushed to the hospital, when you are suddenly given the chance to invest in a business or property, or when you forgot to budget for a particular bill. While regular loans, like those offered by banks, are the usual sources of funds, they take quite a while to process and the funds might be too late to meet the deadline. This is among the reasons why the car title loans in Oakland have been developed since the funds could be in the possession of of the borrower in a day. A significant facilitator is the fact that a appraisal of creditworthiness is not necessary. Generally, a person only has to bother with some identification and the automobile title. The lender might be able to issue the money after determining the market value of the vehicle.

My eight-year-old son Thomas got totally obsessed with a toy advertised on the Internet. It was quite expensive and I knew I didn’t have the extra cash to buy him the toy. When I told him it was too pricey, he cried in front of me until I finally said yes. It bothered me though, because I actually did not have enough cash for the purchase. I told his mom about it and she told me to get a title loan if I was really going to purchase the expensive toy. I had no choice. It was partly my fault because I never bought him a good number of toys to play with.

I did a local Google search to find title loans in Oakland. There were a lot. I settled with Oakland Title Loans because they had the lowest interest rates in all of California. The company was quick to respond to my application.  It only took them 5 seconds. It was breathtaking - I had never experienced this before. I conclude that this has got to be the fastest approval time when it comes to loans of any kind. I was happy that I was handed the money the same day.

I compared other title loans offered in the areas of Alameda, San Leandro, Emeryville, Crestmont, Tuxedo, Diamond, Merrit, Oakmore, and Arroyo Viejo; but nothing came close to Oakland Title Loans. Thanks to them my son was psyched to receive the toy he had been yearning for.

Jonathan K.
Oakland, CA

Another year and the holiday season approaches, and another year I have almost no money! (Haha) I have all my Thanksgiving plans set and everything is paid for, but I really enjoy getting my Christmas shopping done early - like, way early. Before Thanksgiving if I can. The only problem this year is I won’t have any money until nearly Christmas time, and that wasn’t okay with me. I need to do a lot of shopping for a lot of people.

I looked around a bit on the Internet and came across the website for Oakland Car Title Loans, and I filled out the online application. They even had a live representative there to help me and it wasn’t one of those annoying, stupid computer voices either - it was an actual person. I got approved in less than an hour and I had the money the next day. They even have an unbelievable interest rate - 5.9%! That’s insane! I saved like, hundreds of dollars compared to any other company I’ve ever used before.

They don’t leave me with that feeling that I just got totally screwed over, you know? I went and did my holiday shopping and I felt good about it the whole time because I knew that I wasn’t breaking the bank as I was doing it. I actually felt good about it, and I had a lot of fun. I know where I’m going next time I need some quick money!

Angela B.

Oakland, CA

My wife and I always throw Thanksgiving parties at our place out here in Oakland. I have a lot of kids, who have kids, who like to eat. One of my daughters, Sarah, told me she and her family couldn’t afford to fly in for Thanksgiving. That almost broke my heart, and I told her not to worry about it. That I would take care of all the expenses, and even pay to put them up in a hotel for the entire weekend just so we could spend some time together. You know, I rarely see my youngest daughter anymore, and I’m getting old, I need these times with her.

I didn’t really know where I was going to come up with all that money, so I looked around on the Internet - which took me awhile, because I’m not too computer friendly. But I stumbled across the website for Oakland Car Title Loans, and I wasn’t sure if it was such a good idea. Most of these places are scams, and you end up paying more in Internet than you get for the loan. It’s just stupid.

Not here, though. It said they only have a 5.9% interest rate - and I tell you, I almost had a heart attack when I saw that! That’s like, paying NOTHING for the loan! I filled out the online application, and they had a live representative walk me through the entire process. Thank God for that person, that lovely lady made it so easy for me to do. I already have the money I need for Thanksgiving now, thank God. If I would have got a loan anywhere else, I would have paid hundreds more, and I mean that! I saved probably six or seven hundred dollars in interest going through Oakland Car Title Loans!

Walter S.

Oakland, CA

It always seems like whenever I really need money, I don’t have it. Maybe that’s just the humor of life, but whatever. My youngest brother was going to get married a few months ago, and I was the best man. The wedding was to be on a beach in Florida, and I knew it was going to be a beautiful scene. The only problem was I had some unexpected bills show up and I had no choice but to pay them - this left me with a huge problem! How was I going to get to Florida for my brothers wedding?

I asked my parents for the money, but they were already spending a lot on the wedding as it is. I knew I couldn’t ask my brother, because it’s HIS wedding and I know he had to dish out a lot of cash to make it happen too. I was stuck. I had no idea what to do. All I knew was that I HAD to get there. Somehow I had to make it happen.

I jumped on the Internet and searched for things like “fast cash in Oakland,” “loans with bad credit in Oakland,” and I found the website for Oakland Car Title Loans. I thought I should at least check it out even though I have bad credit. Whats the pain in at least trying? The worst that could happen is they say “no.” Anyways, they had this online application there that only took me about fifteen minutes to finish. They even had someone there to assist me on the phone. It was SO simple and fast. I was approved in an hour, and the cash was in my bank account the NEXT DAY!

All I can say is that the wedding was beautiful! Everything was perfect, and I even stayed a few extra days because I got more from the loan than I actually needed. It was great. I know where I’m going when I’m in a bind again!

Billy L.

We’ve had a hard go at it this year because of my wife losing her job.  With half the income, we got behind in bills, the rent, everything.  

But just a month ago, she found a new job in Sunnyvale.  Now this is a trip from Santa Clara, where we live, and she is more used to taking the bus or getting a ride from me on my way to work.  The job is important – she looked for four months and this is the best she could find.

The trouble is, she needs to drive to her new company.  I need my Chevy Silverado for my own work, so that means buying a new car for her.  With our financial situation, a no credit check loan is all we could afford.

So I went on the internet and searched for things like “easy loans” and “no money down loans” and just “fast cash.”  Up popped Oakland Car Title Loans.  Turns out my 2005 car is good for a $3000 loan, just enough for the down payment on a 2002 Mercury Grand Marquis.  

The loan application was all online, took all of 20 minutes to do, and we got our money in one day — just enough time to grab that car and get my wife to her new job three days later.  Car title loans are the way to go when you need to buy something fast and don’t have a lot of spare cash.

Welcome to Oakland Car Title Loans!