I have only a few friends here in Oakland because I am new here. I have chosen this apartment in Oakland after scouting the different cities and towns of Alameda, San Ramon, Moraga, Berkeley, El Cerrito, Danville, Lafayette, and Richmond. I work as an accountant in a real estate company in San Francisco. It is my first job and I only had a little left of the money that my parents gave me when I decided to live my life independently. Thus, I had to borrow some money for my daily needs until payday arrived.

I must confess that I felt lost at first because I had only a few acquaintances here in Oakland. I did not want to ask for help from my parents so I revealed my problem to my two new friends at the office. One of them told me that I could apply for a Oakland car title loan. I told him I still had no credit record but he assured me that the title loan company would not be interested in my credit. He explained that the auto title loan amount would be based on the value of my car and that my car title would serve as the collateral.

I estimated that I would be able to easily repay the title loan on payday so I immediately submitted my application at the website of Oakland Car Title Loans. The same day, I got my money from the title loan store after giving them my car title and several other documents. On payday I had repaid the auto title loan.

Oakland, California 94601

I’ve heard the economy is headed for the worst. I might not have a job pretty soon. That’s what they tell me. But then I see the gas prices dropping and I get to thinking. It was 86 days in a row that gas prices went down. I was saving more money than ever. And you know what. I could afford a new car after all that.

You’d be surprised how much you save up when you are paying for gas for three trucks in your family. Let’s just say it’s a lot. But those gas prices might go up again. And wow. I get worried. All this money I saved I went out and spent right away. I bought this new car and now I don’t got anything if prices get too high.

But I looked online and found that if worse comes to worse I can get a car title loan. Car title loans in Oakland are at a low interest rate of 6.6% per month. That means that I can get money fast if I need to. I think I’ll be alright but it’s great to know my car is as good as cash in hand.

Gas prices aren’t going to go up again. I know how these economists work. It’ll be a good year for the economy. I should know, I majored in GED in high school.

Bill S.

Emeryville, California

By the way Emeryville is near Alameda, Oakland, Berkeley, Albany, and Richmond.